Norka Department Project for Returned Emigrants

Written By Gautham Krishna   | Published on April 23, 2019

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Name of the Service Norka Department Project for Returned Emigrants
Online Application Link Click Here
Application Type Online/Offline
FAQs Click Here

Norka Department Project for Returned Emigrants (NDPREM) scheme offers a returnee, who had been an expat and wishes to set up a business in Kerala, a capital subsidy and interest subsidy for his investment.

Benefits of Norka Department Project for Returned Emigrants

  • Capital subsidy of 15% of the project cost, subject to a maximum of Rs. 20 lakhs ( Maximum of INR 3 lakh)

  • Interest subsidy of 3% for the first 4 years, to those beneficiaries who are regular in payment. In case of default, the benefit can be availed only if the beneficiaries clear off his/her dues.

  • NORKA ROOTS also conducts orientation and training camps before screening and selection to boost the managerial capabilities of the entrepreneurs.

Get free money from government

Documents Required for Norka Department Project for Returned Emigrants

The applicant should also upload softcopies of

  • Project details in PDF format

  • Passport/visa copies in PDF format

  • Photograph of the applicant in JPG format

Eligibility Criteria of Norka Department Project for Returned Emigrants

  • The field in which support is provided

    • Agriculture (Poultry, Dairy, Goat farming, Beekeeping, floriculture, Aquaculture etc.)

    • Trading (General trading and shops)

    • Services (Repair shop, restaurants, taxi services, homestay etc.)

    • Small and medium scale enterprises (flour mills, saloons etc.)

  • The applicant shall have worked abroad for at least two years

  • The applicant should be a resident of Kerala

How to apply online for Norka Department Project for Returned Emigrants?

  • Visit the Norka Loan website

  • Now you can see the guidelines to be followed in Malayalam. Come to the bottom of the page.

  • Click on Register

  • Fill out the application for NDPREM assistance. Enter your details, contact and project details.

Norka pravasi loan

  • Once you have entered the required details, submit the form.


Once you have filled out the application form, you can get a loan from any of the following banks/institutions. 

  • South Indian Bank

  • State Bank of India

  • Indian Bank

  • Union Bank

  • Syndicate Bank

  • Bank of Baroda

  • Federal Bank

  • Kerala State Financial Corporation

  • Kerala State Cooperative Agricultural Rural Development Bank

  • SC/ST Development Corporation

  • Kerala State Backward Development Corporation

  • Kerala Pravasi Vikasana Sahakarana Sangham

Related Links


What are some common queries related to Norka?
You can find a list of common Norka queries and their answer in the link below.
Norka queries and its answers
Where can I get my queries related to Norka answered for free?
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