28 Important "Pradhan Mantri Jan Dhan Yojana” Questions and its Answers

To become eligible for the overdraft facility, Your Jan Dhan Yojana account should be attached with the Aadhaar card. Jan Dhan account holder needs to maintain a healthy positive balance for the first…

Fill this form and submit at the nearest Karnataka Bank branch. Application for converting existing savings account to PMJDY (Basics Savings Bank Deposit) Account

In order to open a Jan Dhan Bank Account, you need to fill the following application form. Application form for opening Jan Dhan Bank Account (English) Following details are required to be filled in Jan…

No, there is absolutely no charge / fee for opening an account under Pradhan Mantri Jan Dhan Yojana.

A minor of above the age of 10 years can open his / her Savings Bank account in any bank. Key features of the Jan Dhan Account are provided below.

Business Correspondent Agents (Bank Mitra) are retail agents engaged by banks for providing banking services at locations where opening of a brick and mortar branch / ATM is not viable. Scope…

Accidental Insurance Cover is Rs.1.00 lac and no premium is charged to the beneficiary. National Payment Corporation of India (NPCI) will pay the premium. At present the premium is Rs.0.47 per Card.

To check the status of your Pradhan Mantri Jan Dhan Yojana account,  Visit Pradhan Mantri Jan Dhan Yojana Website Click on ‘Status Enquiry’ tab Enter the reference number you…

Following details are required to be filled in Jan Dhan Yojana account. Bank details: This is the section where you need to provide all the relevant information of the bank so that you can start a Jan…

Following are the application form for opening Jan Dhan Yojana account Application form for opening Jan Dhan Bank Account (English) Application form for opening Jan Dhan Bank Account (Hindi) Application…

List of Banks Offering Jan Dhan Account Benefits a) Government banks State Bank of India (and its affiliated banks) Bank of Baroda Bank of India Allahabad Bank Vijaya Bank Central Bank of India Punjab…

Overdraft facility upto Rs.5000/- will be available to one account holder of PMJDY per household after 6 months of satisfactory conduct of the account. To avoid duplication Aadhaar number will also be…

The intimation should be immediate but not later than ninety (90) days of the date of accident. In case where the person is hospitalized (and under critical condition) and is unable to file claim within…

The Claim under Personal Accidental Insurance under Pradhan Mantri Jan Dhan Yojana scheme shall be payable if the Rupay Card holder have performed minimum one successful financial or non-financial customer…

The Death claim benefit of Rs. 30000/- will be settled by the designated Pension & Group Scheme (P&GS) Office of LIC. The process followed will be as under: Claim papers as per Annexure B (LIC’s…

In order to open a Jan Dhan Bank Account, you need to fill the following application form. Application form for opening Jan Dhan Bank Account (English) Application form for opening Jan Dhan Bank Account…

Life Insurance Eligibility Following are the eligibility criteria for availing life insurance cover of INR 30,000 under Pradhan Mantri Jan Dhan Yojana account Person opening Bank account for the first…

Pradhan Mantri Jan Dhan Yojana (PMJDY) is a Financial Inclusion scheme to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance and Pension…

Benefits attached to the Pradhan Mantri Jan Dhan Yojana scheme are: Interest on deposit. Accidental insurance cover of Rs.1.00 lac No minimum balance required. However, for withdrawal of money from any…

Accidental Insurance cover of Rs.1.00 lac will be available to all account-holders. However, overdraft facility upto Rs.5000/- will be available to only one person in the family (preferably lady of the…

For getting the life insurance cover as per Pradhan Mantri Jan Dhan Yojana scheme, accounts opened between 15.08.2014 to 26.01.2015 (now extended to 31.01.2015) for the first time will get the benefit.…

Those persons who do not have any of the ‘officially valid documents’ can open “Small Accounts” with banks. A “Small Account” can be opened on the basis of a self-attested…

Any of the following documents are required for opening Jan Dhan account. Passport Driving license, Permanent Account Number (PAN) Card, Voter’s Identity Card issued by Election Commission of India,…