If both husband and wife who are opening accounts under Pradhan Mantri Jan Dhan Yojana are eligible for Accidental Insurance Cover of Rs.1.00 lac and overdraft facility of Rs.5000/- in both the accounts separately ?

Vijay Vijay
Answered on March 23,2019

Accidental Insurance cover of Rs.1.00 lac will be available to all account-holders. However, overdraft facility upto Rs.5000/- will be available to only one person in the family (preferably lady of the house).

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