Rhytu Bhima Scheme

Written By Gautham Krishna   | Published on August 15, 2019

The Government of Telangana has introduced the Rhytu Bhima Scheme (Farmers Group Life Insurance Scheme) in order to ensure the economic and social security to the farmers in Telangana. This scheme will have a tremendous impact on the lives of the bereaved families and helping their livelihoods, since most of them are resource-poor small farmers and belong to weaker sections of the society.


The main objective of the Rythu Bima Scheme, is to provide financial relief and social security to the family members/ dependents, in case of loss of farmer’s life due to any reason. In the event of the loss of farmer life, their families are facing severe financial problems even for their day-to-day needs. The Rythu Bima Scheme ensures financial security and relief to the bereaved members of the farmer’s family.

Eligibility Criteria

Farmers in the age group of 18 to 59 years in Telangana are eligible to enroll under the scheme.


The entire premium is paid by the government to the Life Insurance Corporation of India. In the event of the death of the enrolled farmer due to any cause including natural death, the insured amount of INR 5.00 Lakhs is deposited into the designated nominee account within 10 days.


This scheme is first of its kind and unique in India as it is implemented based on the farmer-wise online land database through Information Technology and Online Portals and MIS that are being used by all the outreach officers for effective and efficient implementation.

This scheme has been implemented through the Information Technology with development of Online Portals and MIS developed by National Informatics Centre (NIC). The uniqueness of this scheme is that the nominee is not required to approach any office for the settlement of claim amount. The outreach officers at village level collect data from the revenue department in the event of loss of life of any farmer and submitted to the LIC on behalf of the designated nominee of the farmer. The claimed amount would be transferred through RTGS into nominees account.


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