LIFE Mission Scheme in Kerala

LIFE(Livelihood Inclusion Financial Empowerment) Mission is the mission of the Government of Kerala to build free houses for all the homeless in Kerala. LIFE  mission scheme envisages a comprehensive housing scheme for all the landless and homeless in the State. 

Mission LIFE focuses on four major thrust areas: Affordable housing, improving public infrastructure, strengthening agriculture, and improving management of natural resources.

Benefits

The aim is to build 500 sq. ft houses costing Rs. 4 lakh each, for which the state has tweaked the Union government’s housing programme, the Pradhan Mantri Awas Yojana (PMAY).

PMAY envisages spending Rs. 3 lakh per house, out of which Rs 1.5 lakh will be centre’s share, while Rs. 50,000 each will put in by the state government, the local government and the user. But the state removed the user’s fee part, and took up the local government’s share as Rs 2 lakh.

The target of the mission is to provide safe housing to nearly 4.30 lakhs of homeless in the State within a period of 5 years. Among the homeless, about 1.60 lakh landless families have been historically excluded from various housing schemes of the past. The homeless will be provided with modern housing complexes with provision for pursuing their livelihoods, converging social services including Primary Health Care, Geriatric Supports, Skill Development and provision for financial services inclusion.

The mission will also help those who received assistance from other schemes but could not complete the construction and move into a safe house.

Priority will be given to coastal population, plantation workers and those who stay in temporary shelters in government lands. It envisages a situation where the beneficiaries will be empowered and their active participation is mobilized in the maintenance of housing complexes

Beneficiaries

Following are the beneficiaries of the scheme

• Homeless people,

• Those who have not been able to complete the housing or have no home, and 

• Those who have a temporary home in exotic, coastal, or plantation areas.

Apply for Life Mission

Follow the below steps to apply for Life Mission Scheme.

First, create an account on Life Mission website.

• Visit Life Mission Scheme website

• Click on New Registration.

• Provide Mobile Number and name to generate OTP.

• OTP will be sent to your mobile number. Enter the OTP.

• Complete the registration process by creating a password.

Once the account is created, login to Life Mission Website.

• Log in to the Life Mission Scheme website by using mobile number and password.

• On the right side, click on the right side to check whether you are eligible for the scheme.

• On the left side, click on the left side to select the correct forms.

• Click on "Click to Proceed"

• In Step 1, Submit your 10 digit ration card number.

• In Step 2, Provide the details of the applicant such as an address, aadhaar number, type of local body, caste, community etc.

• In Step 3, Enter the details of family members. Upload any documents, if required.

• In Step 4, enter the details about bank accounts, land/building details etc.

• In Step 5, upload the required certificates.

• Click on Submit Application to submit the Application.

Implementation

LIFE mission plans to complete the project in three Phases

• In First phase, completion of incomplete houses already constructed under LIFE scheme.

• In Second phase, Construction of 400 square feet houses under a budget of Rs. 4 Lakhs for new identified 1, 75,138 beneficiaries by May 2018.

• In Third phase, Construction of Flats for 3, 37,416 Landless beneficiaries by May 2018.