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Who will be responsible for title authenticity and income proof in case of self certification under PMAY scheme?

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Ravi Ravi
Answered on October 24,2019

Banks will adopt their own due diligence process while sanctioning loans. While disbursing subsidy, a self certificate / affidavit as proof of income will be taken from the beneficiary for the purpose of interest subsidy. Banks can resort to the remedies available under IPC and other relevant statutes in case of any fraudulent submission.

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