Answered on March 27,2019
The Pradhan Mantri Fasal Bima Yojana scheme has two components, which provides coverage to the farmers (loanee & non-loanee):
- Compulsory component: All the loanee farmers are compulsorily covered and provided insurance as per the provisions mentioned in the scheme.
- Voluntary component: This component is optional for non-loanee farmers. The procedure to opt for this component is:
- The farmers willing to avail this benefit should approach the nearest bank / authorized channel partner of the insurance company before the mentioned cutoff date.
- They should fill-up the proposal form and provide the details of their saving bank account & land identification number with all the necessary documents.
- The farmers will need to submit this form along with the premium amount to the bank/ authorized channel partner of the insurance company.
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Molleti Ramesh Babu
PGN Property Management
Kerala Institute of Local Administration - KILA
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