Answered on March 27,2019
Loanee farmers are compulsorily insured through the banks from where they avail their crop loan.
Non-Loanee farmers can insure their crop either by visiting CSC centres or offices of insurance companies. Farmers can also approach banks or agents & brokers of insurance companies, or online on the farmer portal as well.
All the farmers who have availed loans from one or more financial institutions for Seasonal Agricultural Operations (SAO) of the notified crops are referred to as loanee farmers. Whereas, the farmers who have not availed any loan from any recognized financial institution are referred to as non-loanee farmers.
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