Can I exit from Pradhan Mantri Shram Yogi Maan-Dhan Yojana ?

Answered on March 16,2019
Because of the unpredictable nature of the workers of unorganized sector, this scheme provides the facility for exit from the scheme.
- In case subscriber exits the scheme within a period of less than 10 years, the beneficiary’s share of contribution only will be returned to him with savings bank interest rate.
- If subscriber exits after a period of 10 years or more but before 60 years of age, the beneficiary’s share of contribution along with accumulated interest will be returned
- If a beneficiary has given regular contributions and died due to any cause, his/ her spouse will be entitled to continue the scheme subsequently by payment of regular contribution or exit by receiving the beneficiary’s contribution along with accumulated interest.
- If a beneficiary has given regular contributions and become permanently disabled before 60 years of age and is unable to continue to contribute, his/ her spouse will be entitled to continue the scheme subsequently by payment of regular contribution or can exit the scheme by receiving the beneficiary’s contribution with interest.
- After the death of subscriber as well as his or her spouse, the entire corpus will be credited back to the fund.
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