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What is the eligibility criteria to apply for KSFE home loan ?

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KSFE, Government of Kerala verified
Answered on March 31,2021

The individuals below the age of 70 years belonging to the following categories are eligible, provided property or building is situated within Kerala state.

a) Salaried employees
b) Small traders & agriculturists
c) People earning rental income
d) Businessmen/Professionals
e) N.R.Is
f) Self-employed persons like licensed plumber, licensed electrician other licensed contractors, workshop owners etc.
q) Any individual whose spouse has income from any of the above sources, subject, of course, to other conditions given elsewhere.
h)Minimum requirement of land;

For availing loan under this scheme, the plot in which he/she is constructing the house/purchasing should have an extent of minimum of 3 cents in corporation/ municipality and 5 cents in Panchayath. The same is also applicable for house renovation /extension

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