What is Encumbrance Certificate and where do I get one for my property in APR, Belandur, Bengaluru?






Sakala Mission Sakala Mission, Government of Karnataka
Answered on April 30,2022

If a property is purchased by availing a mortgage or if it has been pledged, the lender will add a “Lien” or a charge to the property. This will ensure that the borrower/property owner does not sell the property until the mortgage is paid in full.

An Encumbrance Certificate is a legal document which will help you find out if there are any charges made on the property – financial or legal. You can avail an EC by visiting the respective Sub-Registrar's Office.

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