What is Consumables in motor Insurance?
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Shailesh Kumar, Co-founder, Insurance Samadhan 
Answered on January 17,2022
Basic car insurance does not cover consumables like AC Gas , Engine oil , Nut Bolt etc .
You need to take a rider to cover consumables .
Hence in case of any accidental damage , you would get over 90% of claim else only 75% money is payable as 25% is deducted on account of consumables .
Hope this clarifies
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