What are the advantages of Ayushman Bharat- Arogya Karnataka Pradhan Mantri Jan Arogya Yojna for the people and how to get it registered? When was it started?

Advantages

Financial assistance up to Rs. 30,000 per annum will be provided for specified complex secondary healthcare treatment to a family of up to 5 persons. In the event of the family requiring specified tertiary healthcare treatment, this annual limit will be increased to Rs.1.5 lakh per annum. For any family needing specified emergency tertiary healthcare treatment even after full utilization of the annual limit, additional assistance of Rs. 50,000 will be provided. These assistances shall be subject to the approved package rates.

Arogya Karnataka Registration

The following one-time enrollment process should be followed for enrolling beneficiaries in the Arogya Karnataka scheme at the Public Health Institute/Private Empanelled Hospital/Enrollment Centers.

• When a patient approaches a Public Health Institute for the treatment, the enrollment staff of the public health institute will be enrolling the patient on the enrollment portal developed for “Arogya Karnataka”.

• As a first step, the beneficiary will be asked to provide his or her Aadhar Card number and his biometric impression on a biometric device. The captured biometric data will then be used for verification. In case there is a failure in reading the biometric impression of the beneficiary wishing to enrol, other options such as “OTP”, capturing data from the QR code and getting data from the Food Department’s database are provided.

• At the same time, the beneficiary should also produce his Ration card to the enrollment staff. The Ration card details will then be verified, via a web service, with the stored Ration card details in the Food and Civil Service Database to determine whether the beneficiary belongs to “Eligible Category” or not, as per the norms defined under the National Food Security Act 2013. Accordingly, he will be categorized as ‘Eligible Patient”. If a beneficiary is not from the “Eligible category” as per the FSA or if the beneficiary does not have a Ration card, he or she will be automatically enrolled as a “General Patient”.

Arogya Karnataka Card

On successful enrollment in Arogya Karnataka Scheme, a unique identity number, ARKID, shall be generated and a health card called “Arogya Karnataka Card” shall be provided to the patient at the enrollment counter.

The unique ArKID will be the PDS card Number with a separator (-) and a sequential number for each member of the family that approaches a PHI for service and seeks to get enrolled

The UHC Card provided will contain Photo, Name, Unique Scheme ID and Basic Details of the Beneficiary. An SMS alert will also be sent to the Enrolled Patient to his mobile number wherever the mobile number has been shared with the registration personnel

Once the Scheme card is generated the patient can access the treatment under the “Arogya Karnataka” scheme.

The beneficiary will not be required to carry his Adhaar card or Ration card the next time he visits the hospital for treatment. He will be serviced based on the Arogya Karnataka card. In the absence of the Arogya Karnataka card not being produced during a subsequent visit, the OPD registration can be done by fetching the ARKID from the IT system based on Aadhaar card or Ration Card, and Aadhaar authentication.

Beneficiary has to pay a onetime fee of Rs. 10/- only for the Arogya Karnataka Card.

In case of loss of the health card, a duplicate card can be obtained at any public health institute on payment Rs. 20 (twenty) only on production of Aadhaar or Ration Card and on Aadhaar authentication.

Start of Arogya Karnataka

Arogya Karnataka scheme was implemented in Karnataka in 2018.