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If I am unmarried and have less than 5 lakh per annum as income, am I eligible to get benefits under the PMAY scheme?
If I am unmarried and have less than 5 lakh per annum as income, am I eligible to get benefits under the PMAY scheme?

Answered on October 27,2019
As per the PMAY guidelines, an adult earning member (irrespective of marital status) can be treated as a separate household, provided that he/she does not own a pucca (an all weather dwelling unit) house in his / her name in any part of India.
So you are eligible to get benefits of the scheme.
So, even if children (married or unmarried) are staying with their parents in a house owned by the parents (or on rent, in the same or another city), they can opt for PMAY provided they are earning and don't own any other home. For a married couple living on rent and even if their parents own a home, will anyhow is treated as a separate household. However, if they wish to avail PMAY benefits, they will be eligible for a single house, bought by either of the spouses or both together in joint ownership.