Home |Term Insurance | I’m 32 . Today I agreed to a term insurance plan from Tata aia which cost me 1500 per month and benefit is 1 crore up to 80 years. Am I right here or should I edit my policy?

I’m 32 . Today I agreed to a term insurance plan from Tata aia which cost me 1500 per month and benefit is 1 crore up to 80 years. Am I right here or should I edit my policy?

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Shailesh Kumar, Co-founder, Insurance Samadhan verified
Answered on January 16,2023

Dear 

Do two change :

  1. pay in annual mode - you will save 8% 
  2. Reduce the term till age 65 . you will have additional saving of 15% .

Also add , Accidental disability and critical illness .

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