Home |Land Records | I am from Assam. I have applied for a home loan against my land measuring 2 Katha. The Bank authority says that as the class of land is recorded as agricultural it requires to be made homestead and then only they can process the loan application. What should I do now?

I am from Assam. I have applied for a home loan against my land measuring 2 Katha. The Bank authority says that as the class of land is recorded as agricultural it requires to be made homestead and then only they can process the loan application. What should I do now?

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Sunil Sunil
Answered on March 24,2020

Since the land area is less than one bigha and the land will be used for the construction of a dwelling house, no NOC is required for reclassification. However, you can apply to the concerned Circle Officer for initiating a reclassification proceeding. The Circle Officer shall submit a proposal to the Deputy Commissioner and once the approval is accorded by the Deputy Commissioner, the land records will be corrected. You can obtain a copy of a corrected land record and submit it to the Bank authority. The Circle Officer can suo-moto initiate the reclassification proceeding.

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