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How to get low cost health insurance?

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Abhijith Vijay Abhijith Vijay, Health Insurance Expert (Seniors & Special Cases) verified
Answered on October 27,2022

Search for health insurance plans in policy bazaar compare the plans and choose the lowest premium option.

But, do keep in mind 4 areas where you may  struggle while doing so;

1) Always have an extra emergency medical fund ready with you. As you have to pay extra room rent, Co-payment, exceeded Sublimit,  consumables cost and so on.

2) Claim settlements; lower premium plans has comparatively poor claim services which will make you rethink of this decision especially in case of reimbursement claims.

3) Critical Illness Treatment Limitation: you will not get coverage on most of the modern treatments when it comes to a critical illnesses.

4) Less Cashless-Hospitals; companies with low cost plans have tie ups with very less hospitals which means you will have to pay cash during discharge and work hard for reimbursements.

 

Or

Talk to a consultant, discuss your needs and get a decent coverage plan from a company with good settlement ratio. And live confidently.

 

For a free consultation contact 9809313161 (Abhijith’s Insurance Consulting) 

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