Home |Life Insurance | Do a person get claims of life insurance upon his/her death in extraordinary conditions like earthquake pandemics or terrorist attacks. Or there are any technicalities to it ?

Do a person get claims of life insurance upon his/her death in extraordinary conditions like earthquake pandemics or terrorist attacks. Or there are any technicalities to it ?

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Shailesh Kumar, Co-founder, Insurance Samadhan verified
Answered on December 07,2021

Yes Earthquake , Pandemic and Terrorist attack are covered unless force majeure is approved by regulator IRDA .

If Force Majeure is applied the claim can be withheld .

One company can not apply that and hold claim .

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