Home |Pradhan Mantri Awas Yojana Gramin | A young boy of 23 years who lives with his parents or goes out to metropolitan city for job, intends to purchase a house. Is he eligible for Credit Subsidy under PMAY? If Yes why and if no, reasons thereof?

A young boy of 23 years who lives with his parents or goes out to metropolitan city for job, intends to purchase a house. Is he eligible for Credit Subsidy under PMAY? If Yes why and if no, reasons thereof?

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Neha Neha
Answered on October 24,2019

As per definition of household: "An individual earning member (irrespective of its marital status) may be considered as a separate household".

Therefore, the above case is eligible for subsidy on home loan. Infact in such scenario, female ownership is also not required under EWS/LIG scheme.

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